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Home > Product Liability Insurance | Svendsen Insurance Agency - Woodbridge, CT

Product Liability Insurance


Product Liability Insurance Information

Businesses that design, manufacture, sell or distribute products may face claims from consumers that those items caused bodily injuries or property damage. Product liability insurance can provide coverage in these circumstances.  


The experienced team at Svendsen Insurance Agency in Woodbridge, Connecticut, can help you with your business insurance needs. Contact us today for more information. 


What Does Product Liability Insurance Cover? 


Product liability insurance is designed to compensate affected parties after product-related bodily injury or property damage, and it can help cover associated legal fees.  


Product liability insurance policies generally cover claims that arise due to the following:  

  • Design defects, which are safety issues with a product inherent to its design
  • Manufacturing defects, which are issues with the product from the manufacturing process that cause the item to differ from its intended design and make the product more dangerous than consumers anticipate
  • Marketing defects, which are issues with how the product is marketed (e.g., failure to warn customers of the product’s dangers or not providing adequate instructions for its safe use)
Coverage for strict liability claims (i.e., when a business is responsible for bodily injuries or property damage caused by its products without the consumer showing the business was negligent) may also be available. Reach out to our agents for more information on options, limits and exclusions. 


Who Should Consider Product Liability Insurance?  



All businesses involved in the production, distribution or sale of products should consider purchasing a product liability policy. This includes the following: 


  • Retailers (brick and mortar and online)
  • Manufacturers
  • Wholesalers
  • Distributors
  • Importers





Businesses can consult with us and conduct a risk assessment to help determine if product liability insurance is a needed addition to their insurance portfolio. Reach out to our agents for details. 


How Much Does Product Liability Insurance Cost? 


The cost of product liability depends on multiple factors, including your business’s size, industry, location, policy limits and claims history. Contact us for a quote. 


Contact Us 


The knowledgeable Svendsen Insurance Agency team can provide more information about product liability insurance and other commercial insurance coverage. Contact us for additional information. 
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27 Lucy St. | Woodbridge, CT 06525
P: 203-397-3993 | F: 203-389-9540 | info@svendseninsurance.com
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