March 25, 2017
AgencyWhat to Do if You Are in a Car Accident?
Being involved in a car accident can be a stressful and daunting experience, and a time when you may not be thinking straight or in full control of your faculties. Being prepared beforehand with the proper items, as well as knowing what to do afterwards with some simple and easy-to-remember steps, can help you stay […]
March 17, 2017
AgencyIndependent Contractors – Are you classifying your employees correctly?
A recent article was written by Sarah Coli, JD, member of the Government Affairs Counsel with PIA (Professional Insurance Agents). She discussed a relevant topic many of us can relate too – independent contractors. Hiring independent contractors instead of employees is a method of saving money, especially on workers’ compensation insurance. You all are familiar with the […]
March 11, 2017
AgencyWhat to do in the Event of a Cooking Fire?
Dinner Lit Up? Cooking has long been and continues to be the most common cause of home structure fires and home fire-related injuries. Whether preparing for a family dinner or a quick snack, practicing safe cooking behaviors can help keep you and your family safe. Never leave your range or cooktop unattended while cooking. If […]
February 24, 2017
AgencyWorkers Compensation (WC) in CT
Workers Compensation (WC) Insurance in Connecticut Workers compensation (WC) is designed to compensate workers whose injuries arise out of and in the course of employment. The employer’s Obligations are as follows: Provide a safe workplace Provide safe tools Provide qualified fellow workers Set up safety rules and enforce them Warn workers of known dangers […]
February 16, 2017
AgencyHow to Buy Renters Insurance
Renter’s Insurance So you’ve found that nice apartment that suits your needs, your budget, your hopes and expectations. Now what? You sign the lease and are told that you need renter’s insurance. Why do you need it? Renter’s insurance is an affordable way to cover your belongings and protect yourself from unexpected damages and […]
February 10, 2017
AgencyWhat Kind of Insurance do I Need as a Contractor?
Contractors Insurance Overview It isn’t easy to be a contractor. As the middle-man for any given project, you have all the stress of managing your client’s expectations, budget and timeline along with the fees, idiosyncrasies and scheduling issues of any subcontractors you need to hire. In addition, you have the ever-present stress of completing whatever […]
February 4, 2017
AgencyMy small business has insurance so I am completely covered, right?
Obtaining Certificates of Insurance from Your Vendors As a small business reliant on vendors for your product or services, your persistence in tracking certificates of insurance from each of your vendors helps to insulate you from liability. If you use many different vendors, it may seem daunting to think about organizing a program that not […]
January 27, 2017
AgencyWhat is Artisan Insurance? We give you the 411
The Low Down on the Question: “What Is Artisans Insurance?” If you’re a carpenter, plumber, electrician, mechanic, mason, or any other sort of skilled artisan contractor, you probably qualify for artisan’s insurance. You may have heard of this type of insurance before as it’s sometimes referred to as contractor’s insurance. So if you’re an artisan […]
January 20, 2017
AgencyBut my building is vacant, why do I need insurance?
If you own an investment property in either a commercial or residential zoning area, you may think that you don’t need to insure it as long as it remains vacant. Unfortunately, this way of thinking could lead you to lose value within an important asset. Vacant buildings might not have the same exposure to risk […]
January 13, 2017
AgencyConsidering a Snow Plow Service?
Snow Plow Insurance It’s that time of season again and snow plowing as a service is at it’s peak. Driving a snow plow carries an increased risk factor, simply because of the nature of the work. Operating a vehicle in snowy or icy weather conditions always raises the possibility of causing an accident; unfortunately, an […]