February 24, 2017
AgencyWorkers Compensation (WC) in CT
Workers Compensation (WC) Insurance in Connecticut Workers compensation (WC) is designed to compensate workers whose injuries arise out of and in the course of employment. The employer’s Obligations are as follows: Provide a safe workplace Provide safe tools Provide qualified fellow workers Set up safety rules and enforce them Warn workers of known dangers […]
March 11, 2017
AgencyWhat to do in the Event of a Cooking Fire?
Dinner Lit Up? Cooking has long been and continues to be the most common cause of home structure fires and home fire-related injuries. Whether preparing for a family dinner or a quick snack, practicing safe cooking behaviors can help keep you and your family safe. Never leave your range or cooktop unattended while cooking. If […]
March 17, 2017
AgencyIndependent Contractors – Are you classifying your employees correctly?
A recent article was written by Sarah Coli, JD, member of the Government Affairs Counsel with PIA (Professional Insurance Agents). She discussed a relevant topic many of us can relate too – independent contractors. Hiring independent contractors instead of employees is a method of saving money, especially on workers’ compensation insurance. You all are familiar with the […]
March 25, 2017
AgencyWhat to Do if You Are in a Car Accident?
Being involved in a car accident can be a stressful and daunting experience, and a time when you may not be thinking straight or in full control of your faculties. Being prepared beforehand with the proper items, as well as knowing what to do afterwards with some simple and easy-to-remember steps, can help you stay […]
March 31, 2017
AgencyLifestyles of 55+ (Condo and Townhouse Program with Utica First)
Lifestyles of 55+ Condo and Townhouse Program with Utica First Utica First is the first company to offer a condominium / Townhouse Policy aimed specifically at America’s fastest growing population segment– folks over 55 years of age. As families approach retirement, many are choosing to downsize from larger homes to more manageable sized properties. This […]
April 15, 2017
AgencyCovering your Valuables under Homeowner’s Insurance
Wealth Matters by Paul Sullivan 06/17/2016 If you have something to insure, there is probably coverage for it. Endorsements, as additions to insurance policies are called, can cover specific items, like jewelry or wine, or specific events, like floods and earthquakes. But what about pets injured in a car crash? Or a collection of Hermès […]
June 13, 2017
AgencyContractor’s
Contractors Insurance Overview It isn’t easy to be a contractor. As the middle-man for any given project, you have all the stress of managing your client’s expectations, budget and timeline along with the fees, idiosyncrasies and scheduling issues of any subcontractors you need to hire. In addition, you have the ever-present stress of completing whatever […]
July 1, 2017
AgencyFourth of July
The Fourth of July is a time of celebration; but it’s also a time of potentially dangerous activities such as cooking on an outdoor grill, waterfront activity and lighting fireworks. In order to keep your home and family safe this Fourth of July, please consider some of the following safety tips. Keep a bucket of […]
September 1, 2017
AgencyThe Marijuana Conversation: In The Workplace
Now that medical marijuana is legal in 29 states, and legal recreationally in 8 states, employers are facing many questions on it’s impact in the workplace and how it may affect workers compensation coverage. The National Council on Compensation Insurance has sounded on the issue in a thought provoking article. Should employees be covered under Workers […]
September 16, 2017
AgencyInsurance coverages you THINK are boring: Ordinance or Law
When we purchase insurance, we all want to think we are completely covered. The harsh reality is: you can never be truly “fully insured”. Think about all of the Hurricane Harvey victims who found out their homeowners insurance didn’t cover flood? Now they have lost everything. You can’t protect yourself from everything but you can […]