Blog

December 15, 2016
Agency

Baby, It’s cold outside!!! Winter Pipe Protection Tips

Happy Winter All! I am not sure about the rest of you but today is the first real day I have felt the cold this winter of 2016. Luckily the sun is shining but the winds make this 27 degrees all the more frigid. Hopefully some of you have some warm vacations planned! So that you […]
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December 23, 2016
Agency

Protect Your Jewelry!

It’s that time of season and many folks are given expensive items that they’ve been waiting for all year. These items can range from platinum diamonds to an expensive men’s gold Rolex watch that you’ve been eyeing for some time. Thing is, if it were stolen, lost, or broken, what would you do? You sure […]
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January 6, 2017
Agency

Why have cyber coverage for your business?

If you do a lot of your business online and/or handle sensitive personal information with your clients (credit card numbers, social security numbers, home addresses, etc.), you should consider cyber coverage. In considering this coverage, we must ask what is a “Cyber attack?” Definition: An offensive maneuver that targets computer information systems by various mean of […]
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January 12, 2017
Agency

Whip Your employees into shape in 2017!

Want Happy Employees? Whip them into shape!! You may have noticed that across the country, fitness has become a major trend. Many companies have been creating workplace wellness programs as a benefit to their employees. From on-site gyms to fitness competitions, companies are making fitness a priority. Here’s why you should do the same: Stress […]
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January 13, 2017
Agency

Considering a Snow Plow Service?

Snow Plow Insurance It’s that time of season again and snow plowing as a service is at it’s peak. Driving a snow plow carries an increased risk factor, simply because of the nature of the work. Operating a vehicle in snowy or icy weather conditions always raises the possibility of causing an accident; unfortunately, an […]
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January 20, 2017
Agency

But my building is vacant, why do I need insurance?

If you own an investment property in either a commercial or residential zoning area, you may think that you don’t need to insure it as long as it remains vacant. Unfortunately, this way of thinking could lead you to lose value within an important asset. Vacant buildings might not have the same exposure to risk […]
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January 27, 2017
Agency

What is Artisan Insurance? We give you the 411

The Low Down on the Question: “What Is Artisans Insurance?” If you’re a carpenter, plumber, electrician, mechanic, mason, or any other sort of skilled artisan contractor, you probably qualify for artisan’s insurance. You may have heard of this type of insurance before as it’s sometimes referred to as contractor’s insurance. So if you’re an artisan […]
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February 4, 2017
Agency

My small business has insurance so I am completely covered, right?

Obtaining Certificates of Insurance from Your Vendors As a small business reliant on vendors for your product or services, your persistence in tracking certificates of insurance from each of your vendors helps to insulate you from liability. If you use many different vendors, it may seem daunting to think about organizing a program that not […]
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February 10, 2017
Agency

What Kind of Insurance do I Need as a Contractor?

Contractors Insurance Overview  It isn’t easy to be a contractor. As the middle-man for any given project, you have all the stress of managing your client’s expectations, budget and timeline along with the fees, idiosyncrasies and scheduling issues of any subcontractors you need to hire. In addition, you have the ever-present stress of completing whatever […]
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February 16, 2017
Agency

How to Buy Renters Insurance

Renter’s Insurance So you’ve found that nice apartment that suits your needs, your budget, your hopes and expectations. Now what? You sign the lease and are told that you need renter’s insurance.   Why do you need it? Renter’s insurance is an affordable way to cover your belongings and protect yourself from unexpected damages and […]
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