Lifestyles of 55+ (Condo and Townhouse Program with Utica First)

Lifestyles of 55+ 
Condo and Townhouse Program with Utica First

Utica First is the first company to offer a condominium / Townhouse Policy aimed specifically at America’s fastest growing population segment– folks over 55 years of age. As families approach retirement, many are choosing to downsize from larger homes to more manageable sized properties. This Program includes a wide variety of special coverages at Rates that are LOWER than our everyday condominium prices! Our unique increase of improvements and betterments coverage to 50 % of coverage C makes this policy your best value in condominium and townhome policies.

Eligibility: – Named Insured must be age 55 or above (But does NOT have to be retired) – Home must not be rented to others – Minimum Values: $ 20,000 – Maximum Values: $ 400,000 – Personal Inland Marine: $ 10,000 maximum one Item and $ 50,000 maximum schedule Coverage Enhancements – Identity Fraud: $ 1,000 – Personal Liability: $ 300,000 – Jewelry, Watches, Precious & Semi-Precious stones, gems, & Furs: $ 1,500 per item and $ 5,000 total Schedule (includes mysterious Disappearance) – Silverware, Goldware, and Pewterware, including gold or Silverplated items: $ 1,500 Per Item and $ 5,000 total schedule (includes mysterious Disappearance) – Personal Injury coverage – Lock Replacement: $ 500 – Loss Assessment: $ 5,000 – Credit and Fund Transfer Cards: $ 10,000 – Business Property: $ 5,000 on Premises, $ 500 off Premises – Condominium Unit Owner Additions: increased to – Personal Property away from Premises due to Flood, Earth- Quake, or Collision: $ 1,000 _ Back-up of sewers and Drains: $ 2,000

Source: https://www.uticafirst.com/lifestyles55.pdf