January 19, 2024
AgencyWhy You Should Work With an Independent Insurance Agency
Sometimes, you might see advertisements for cheap auto insurance that offers fast, easy enrollment online without the hassle of talking to a pushy salesperson. This might sound like it’s a simple, practical way to get the auto insurance you need as efficiently as possible. However, is it really a wise step to take? Should you […]
December 18, 2023
AgencyWhat Type of Insurance Do I Need for My Small Business?
Small businesses must account for many of the same risks and exposures as large commercial enterprises, often while lacking equivalent financial resources. With this in mind, appropriate loss control measures may be even more critical for smaller organizations, as incidents could be financially devastating. Fortunately, an adequate insurance portfolio can help. Common Coverages Needed by […]
December 1, 2023
AgencyWhat Type of Insurance Does a Bakery Need?
Owning and operating a bakery can be rewarding, but like any business, it comes with certain risks. From liability concerns to property damage, unexpected events can disrupt your operations and potentially lead to financial hardship. Insurance is crucial for protecting your bakery’s assets and mitigating potential losses. What Insurance Does a Bakery Need? When considering […]
August 11, 2023
AgencyWhat Types of Businesses Carry Professional Liability Insurance?
Even the most meticulous professionals can face unexpected challenges and disputes arising from their work. Many businesses carry professional liability insurance, also known as errors and omissions (E&O) insurance, to help safeguard against potential legal and financial consequences. This insurance coverage protects businesses and individuals from claims alleging negligence or failure to perform professional duties. […]
June 19, 2023
AgencyWhat Does Liquor Liability Insurance Cover?
If your business sells or serves alcohol as part of its operations, you must account for many related risks and exposures. Alcohol can be a fun addition to many events or celebrations, but it may also make guests, clients and customers behave unpredictably and even dangerously. Providing alcoholic beverages can create significant risk levels for […]
March 24, 2023
AgencyHow Does Commercial Auto Insurance Work?
Connecticut companies using vehicles for everyday business must meet the state’s minimum commercial auto insurance requirements. Commercial auto insurance is designed to provide businesses with financial protection. The policies that may be included with a commercial auto insurance plan are highly customizable, so it’s crucial to work closely with your agent to get appropriate coverage. […]
January 23, 2023
AgencyWhat Type of Insurance Do I Need for a Bar and Restaurant Business?
Every type of business needs insurance, but the specific coverage options depend on the industry. As a restaurateur, you may be wondering—what type of insurance do I need for a bar and restaurant? Svendsen Insurance is here to help! What Insurance Is Required to Run a Bar/Restaurant in Connecticut? Every insurance policy is unique to […]
December 20, 2022
AgencyHoliday Theft Prevention Tips
According to a 2019 Theft Report, 24% of adults have had a package stolen from their homes. In 2019, this amounted to nearly $730 billion lost from stolen packages alone. Identity theft can also increase during the holidays. Continue reading to learn what you can do to protect your home and your identity this holiday […]
September 8, 2022
AgencyWhy Are Home Insurance Rates Increasing?
Your home insurance rates may be changing soon. Homeowners across the country are experiencing rate increases due to several factors beyond their control. Contact Svendsen Insurance Agency in Woodbridge, Connecticut, to get help shopping around for more affordable home insurance without sacrificing coverage. Rising Number of Claims Drives Up Home Insurance Rates One major factor […]
August 25, 2022
AgencyWhat is the difference between PMI and Homeowners Insurance?
You’ve done it! You have found the perfect realtor who found you the perfect house, you are preapproved for the loan amount-what else is there to know? Now is when the learning begins. Your mortgage broker is soon going to be telling you that you need Homeowner’s insurance, you need PMI insurance, you need […]